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FEE SCHEDULE 1st LIEN - NEW YORK (04/12/11) |
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Ranges |
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Notes and Comments |
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FROM |
TO |
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Late Charge Fee (%) |
2.00% |
2.00% |
Higher charge may be permitted based on loan type and documents |
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NSF or Returned Check Fees |
$ 10.00
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$ 20.00
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Quick Payment Fees (Pay by Phone) |
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$ 9.50
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Duplicate Coupon Book |
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$ 5.00
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Duplicate Payment History |
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$ 5.00
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Customized Amortization Report/Schedule |
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$ 15.00
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System Amortization Schedule/Report |
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$ 5.00
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Copy of Annual Interest Statement–Previous Year |
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$ 5.00
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No charge for current year statement |
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Copy of Mortgage Documents (per document) |
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$ 5.00
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Verification of Mortgage |
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$ 10.00
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Copy of Loan File |
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$ 25.00
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Subordination Processing Fee |
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$ 150.00
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Inspection Fees |
$ 10.00
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$ 30.00
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Broker Price Opinion Fee |
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$ 95.00
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Estimate; actual cost |
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Appraisal Fee |
$300.00
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$ 350.00
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Estimate; actual cost |
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Title Search Fee |
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$ 125.00
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Estimate; actual cost |
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Foreclosure Fees and Costs |
$800.00
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$ 800.00
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May Be Greater if Foreclosure Contested |
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Foreclosure Attorney Fees |
$800.00
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$2,000.00
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May Be Greater if Foreclosure Contested;
May Vary Based on County |
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Loan Modification Fee/ Loss Mitigation |
$ 50.00
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$1,500.00
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Bankruptcy Fees and Costs |
$800.00
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$1,400.00
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Litigation Fees and Costs |
- |
- |
As billed by attorney if permitted by loan documents |
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Property Preservation Fees |
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Actual cost of repairs and maintenance |
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Title Change / Estate Plan or Trusts |
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$ 100.00
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Title Change Recording Fee |
- |
- |
Actual Cost; varies by county |
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Modification (non-HAMP; principal paydown) |
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$ 300.00
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Modification (non-HAMP; interest/term) |
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$ 450.00
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Modification Title Update (non-HAMP) |
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$ 125.00
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Estimate; actual cost |
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Modification Recording Fee (non-HAMP) |
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Actual Cost; varies by county |
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VA Title Change w/ Release of Liability |
$300.00
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$ 300.00
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VA Title Change / Credit report |
$ 48.00
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$ 48.00
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Estimate; actual cost |
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VA Title Change / Title Update |
$125.00
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$ 125.00
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Estimate; actual cost |
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VA Title Change / Recording fee |
- |
- |
Actual Cost; varies by county |
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FHA Title Change w/ Release of Liability |
$500.00
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$ 500.00
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FHA Title Change/ Credit report |
$ 48.00
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$ 48.00
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Estimate; actual cost |
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FHA Title Change/ Title Update |
$125.00
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$ 125.00
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Estimate; actual cost |
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FHA Title Change/ Recording fee |
- |
- |
Actual Cost; varies by county |
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Partial Release |
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$ 250.00
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Balloon Loan Reset (FHLMC/FNMA) |
$250.00
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$ 350.00
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Balloon Loan Reset / Recording Fee |
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Actual Cost; varies by county |
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Balloon Loan Reset / Subordination |
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Actual cost |
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Payoff Statement Fee |
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None charged |
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Satisfaction Recording Fee |
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Actual Cost; varies by county |